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Issue 17: From Underwriters to Adaptation Architects: What Role Should Insurers Play in Advising on Climate Adaptation?

Jan 20, 2026

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9 min read

Issue 17: From Underwriters to Adaptation Architects: What Role Should Insurers Play in Advising on Climate Adaptation?

Tracking the insurance industry's transformation from risk carriers to adaptation architects. As climate losses render traditional models obsolete, insurers are selling data-driven resilience services—but does this pivot create a dangerous conflict when those who assess the risk also profit from the solution?

Analysis

+3

David Izikowitz
David Izikowitz

THE LATEST


Jan 20, 2026

•

9 min read

Issue 17: From Underwriters to Adaptation Architects: What Role Should Insurers Play in Advising on Climate Adaptation?

Tracking the insurance industry's transformation from risk carriers to adaptation architects. As climate losses render traditional models obsolete, insurers are selling data-driven resilience services—but does this pivot create a dangerous conflict when those who assess the risk also profit from the solution?

Analysis

+3

Jan 16, 2026

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6 min read

Roundup in Resilience: January 16, 2026

UK actuaries warned that hidden aerosol cooling offsets 0.5°C of warming masking true climate sensitivity, the Winter Olympics host pool shrinks precipitously by the 2050s, US incomes have contracted 12% since 2000 due to nationwide climate disruptions, European adaptation investments face a steep funding shortfall, and Chinese communities increasingly self-organise climate adaptation through grassroots knowledge-sharing.

Infrastructure

+5

Jan 9, 2026

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6 min read

Roundup in Resilience: January 9, 2026

Analysis indicates 53% of Alpine ski resorts face very high snow-risk under 2°C warming, pollen allergy patterns expose how ideology mediates climate perception, the UK Department for Transport’s climate adaptation strategy acknowledges that critical infrastructure face flood risk, researchers propose ‘compounded resilience’ combining climate adaptation with emissions reductions in local governance, and UK winter rates of wildflower bloom is 30x normal signalling ecosystem phenology shifts.

Infrastructure

+4

TRENDING


What Exactly are the 59 Belém Adaptation Indicators? A Categorised List and Analysis of All Indicators

What Exactly are the 59 Belém Adaptation Indicators? A Categorised List and Analysis of All Indicators

Documenting the Belém Adaptation Indicators’ journey from 5,339 to 59 metrics. The long-awaited operational tool for the Global Goal on Adaptation, with the initial long list of thousands now refined into a concise group of voluntary metrics, provides the first roadmap for measuring the world’s collective resilience.

Analysis

+3

Issue 11: Building Resilience or Building Debt? A Review of the State of the Climate Adaptation Capital Stack

Issue 11: Building Resilience or Building Debt? A Review of the State of the Climate Adaptation Capital Stack

Taking a critical look at the adaptation capital stack - the financial market infrastructure meant to deliver more than $200 billion annually for climate resilience. Despite sophisticated instruments and institutional mobilisation, fundamental design flaws keep adaptation finance trapped at a fraction of what's needed.

Analysis

+3

Issue 9: Why Venture Capital is not Flooding into the Adaptation Opportunity

Issue 9: Why Venture Capital is not Flooding into the Adaptation Opportunity

Exploring venture capital’s blind spot: climate adaptation. Investors obsess over risk intelligence while neglecting physical defences, leaving the startups that could protect cities, food and grids stranded in a funding desert.

Technology

+4

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EPISODES


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TECHNOLOGY


Issue 13: The Global Goals on Adaptation Have Finally Earned a Yardstick. Shame About the Funding

Examining the Belém Package and the stark contrast between its new resilience metrics and the funding pledged to meet them. The world has created a high-fidelity surveillance system to measure its growing fragility, yet by refusing to fund the necessary structural repairs, this compliance trap risks measuring misery rather than curing it.

Technology

Issue 12: The Resilience Dividend: Cashing in on Climate Adaptation Technologies

Challenging the idea that adaptation finance doesn’t yield returns. With private capital still viewing adaptation as a high-risk cost centre, we’re exploring the mature, bankable technologies that are already delivering clear, quantifiable returns and moving resilience from the cost to the investment column.

Technology

Issue 5: What the One Big Beautiful Bill Brings for Climate Adaptation

Evaluating what America’s retreat from climate ambition under the One Big Beautiful Bill Act means for adaptation. With federal climate funds gutted but new resilience emerging through defence, water and health spending, adaptation is being reshaped by stealth.

Technology

FINANCE


Issue 10: Are Existing Climate Adaptation Standards Fit For Purpose or Just Performance Art

Exploring the uncomfortable truth about climate adaptation standards. Five years into ISO 14090, organisations can demonstrate full compliance without proving they're any more resilient. As the effectiveness of adaptation projects drops sharply beyond 1.5°C warming, the stakes for getting measurement right have never been higher.

Finance

Issue 8: Beyond the Billions - Where is Adaptation Finance Actually Going? (and is it working)

Exploring whether adaptation finance is doing its job. The cash has doubled, but the cracks are widening - suggesting the resilience business is still more aspiration than achievement.

Finance

Issue 6: Monetising Resilience - Building the Financial Architecture for Resilience Credits

Exploring the rise of ‘resilience credits’ as an opportunity for private sector adaptation finance. With private capital sticking to the sidelines and measurement challenges unresolved, early pilots and new financial architectures are beginning to show how adaptation could finally scale.

Finance

POLICY


Issue 4: Innovation in Adaptation Finance - What New Models Are Emerging?

The novel models aiming to bridge the mammoth climate adaptation financing gap, with blended finance demonstrating a crowding in effect, and adaptation finance on a growth trajectory.

Policy

Issue 3: Tipping Points - What Happens When Earth's Lungs Stop Breathing

Amazon dieback and what this means for the future of food, money and migration flows across Amazonia, but bright sparks in significantly reduced rates of deforestation and raising a mega fund for rainforest protection

Policy

Issue 1: A Record Breaking Sizzling Summer and Bone-Chilling Winter

Tracking scorching summer and bitter winter temperatures, how governments are responding to record breaking weather, and encouraging solutions to support our planet's liveability.

Policy

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